外贸函电8.ppt

English For International munication
主讲:宋丽芝
外贸英语函电
Chapter 8 Insurance, Complaints and Claims
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2
Insurance
Complaints, Disputes & Claims
Section 1 Insurance

Insurance: a contract relationship entered into by the insurer and the insured,namely policy.
in Foreign Trade
(1) Principal Perils: FPA. WA/WPA . AAR
(2) Additional Risks:
A. General additional Risks
B. Special Additional Risks
Key words:
1. policy 保单
2. insurer;insured/assured ; beneficiary——保险金额,保险货物,保险价值?
3. premium保险费——支付保险费?
4. indemnify 赔偿; reimburse偿付——赔偿被保险人所遭受的损失?
5. coverage承保范围,承保险别
6. cover 投保,承保——由卖方投保
7. be in effect 生效,有效
8. perils of the sea 海上风险
9. make good for 补偿,支付——对违约情况作出补偿?
10. default 违约,拖欠
11. insurable interest 保险利益,可保利益
——如果没有货物所有权,就没有可保权益,因此无权投保?
pensation 补偿 make a claim pensation
13. recover追偿,弥补——被保险人将对其货物的损失进行追偿?
Insurance Process
Mr. Smith wanted to 1 his shop. He wanted 2 against fire and theft. He filled in the proposal form and sent it to his borker who arranged the insurance with an 3 . Mr. Smith had to pay quite a high 4 each year, but it was worth it because a lot of goods were stolen. Mr. Smith made a 5 for 6 . Unfortunately, the 7 refused to pay him the full amount. Mr. Smith had not read the small print in his 8 properly.
Reading: 8-1. C9
Dear Sirs,
In our Purchase Contract we have inadvertently written"W. P. A. & War Risk" insurance to be effected by the seller, whereas we should ask for broader coverage.
The shipment of our last order arrived with a serious shortage due to pilferage. Unnecessary losses have been sustained because of our failure to ask you to insure our goods adequately.
In view of this, please insure hereafter all our purchases against TPND, breakage, shortage and hook damages in addition to W. P. A. & War Risk.
We enclose herewith our amended Purchase Contract, which is to supersede the one previously effective.
We thank you for troubling you and await your early
agreement.
Yours faith