对过渡时期的农信社发展策略探讨.doc

对过渡时期的农信社发展策略探讨
摘要:伴随我国农村金融体制改革的深入,农村信用社已成为我国金融体系的重要,坚持以“三农”服务为宗旨,通过推行农户小额信用贷款、农户联保贷款和信用村镇的创建,在改善支农服务,缓解农民贷款难方面著效果,在支持农民增收,农业发展和农村经济繁荣方面他金融机构所不可替代的作用,已成为我国农村联系农民的重要和支持农业、农村经济发展主力军,同时ssbbww. com,已促进了农村信用社自身业务的发展和壮大。但是dddTt,由于. com资产质量、知名度、业务范围、体系等方面,农村信用社在社场上的竞争处于较弱的位置. com。农村信用社交省级政府管理后,使农村信用社面临新的机遇和挑战。因此. com,如何提高农村信用社与商业银行之间的竞争,农村信用社必须ssbbww. c om充分发挥自身的优势,选准市场定位,把握未来发展的趋势,找准创新突破口,立足于金融业企业之林。
关键词:过渡时期;农信社;发展策略
Abstract: Follows our country rural anizational reform thorough, the Rural credit cooperative has e our country financial system's ponent, insisted that take “three agriculture” the service as the objective, through carries out peasant household jot unsecured loan, the peasant household joint guarantee loan and the credit villages and small towns foundation, in the improvement supporting agriculture service, alleviated the farmer loan difficult aspect to make the remarkable progress, was supporting farmer additionally receiving, the agricultural development and the rural economy prosperous aspect has played the other an unreplaceable role, has e our country countryside to relate farmer's important financial link and the support agriculture, the rural economic development main army, simultaneously, promoted the Rural credit cooperative own service development and the strength. But, as a result of aspect and so on property quality, popularity, business scope, system re