Abstract Insurance system of contract rescission is avery important legal reliefsystem when theinsurance contract equilibrium can regulate and restrictthe contract relations effectively,the rightsandobligations oftheparties make both parties responsibilities and interests ofthe insurance industry starts latein China,the system ofourcountry"insurance law”in theinsurance contract termination right legislation is not veryperfect,academic core problems stillexistinthissystem. The articlefrom thenature oftheinsurance contract rescission system,classification, summarizes the legal basis ofthispaper summarizes the basic theory ofinsurance contract termination rightsystem,discusses thecurrent”insurance law”for different provisions ofthe applicant indetail and the insurer,focus bing the legal consequences ofexercising theright toterminate a contract ofinsurance problems, analysis ofthelegislative defects existing intheinsurance contract termination right furtheL puts some suggestions tothesystem ofinsurance contract rescission furtheL Key words:The underwriter;The applicant;Insurance contract;Termination right 万方数据目录目录中文摘要??????????????????????????????I Abstract???????????????????????????????????????·II 绪论????????????????????????????????????????··1 一、本研究的目的与意义?????????????????????1 二、国内外研究现状???????????????????????2 三、本文的研究方法与研究内容??????????????????·3 第一章保险合同解除权基本理论???????????????????··5 第一节保险合同解除权的概述???????????????????“5 一、保险合同解除权的概念????????????????????5 二、保险合同解除权的特征????????????????????5 三、保险合同解除权的法律价值??????????????????·6 第二节保险合同解除权的理论阐释?????????????????“8 一、保险合同解除权的性质????????????????????8 二、保险合同解除权的分类????????????????????9 三、保险合同解除权的法理基础??????????????????10 本章小结????????????????????????????·14 第二章保险合同解除权的行使????????????????????15 第一节保险人合同解除权的行使??????????????????1 5 一、保险人行使合同解除权的法定事由???????????????15 二、保险人行使合同解除权的限制?????????????????23 第二节投保人合同解除权的行使??????????????????25 一、投保人行使合同解除权的法定事由???????????????25 二、投保人行使合同解除权的限制?????????????????26 第三节保险合同解除权行使的
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