信用风险与中国抵押制度.ppt

信用风险与中国抵押制度信用风险与中国抵押制度————信达资产管理公司的视角和经验信达资产管理公司的视角和经验 Credit Risk and Mortgage System in China Credit Risk and Mortgage System in China The View and Experience of The View and Experience of Cinda Cinda Asset Management Corporation Asset Management Corporation 2008 2008 年年6 6月月 June,2008 June,2008 目录目录 Contents Contents ??一、金融资产管理公司与信用风险一、金融资产管理公司与信用风险 1. Asset management corporation and credit risk 1. Asset management corporation and credit risk ??二、中国抵押制度的基本知识二、中国抵押制度的基本知识 2. Basic ABC of China mortgage system 2. Basic ABC of China mortgage system ??三、抵押担保制度优劣的评判标三、抵押担保制度优劣的评判标 3. Standards of mortgage guarantee system 3. Standards of mortgage guarantee system ??四、中国抵押制度的评判:现状和问题四、中国抵押制度的评判:现状和问题 4. Comment of China mortgage system: current status and problems 4. Comment of China mortgage system: current status and problems ??五、中国抵押担保制度下五、中国抵押担保制度下 AMC AMC 的策略的策略 5. Strategies of AMC under China mortgage guarantee system 5. Strategies of AMC under China mortgage guarantee system 一、金融资产管理公司与信用风险一、金融资产管理公司与信用风险 Asset management corporation and credit risk Asset management corporation and credit risk ??(一)信达金融资产管理公司概况(一)信达金融资产管理公司概况 I. I. Introduction of Introduction of Cinda Cinda Asset Management Corporation Asset Management Corporation ?? 1 1、组建背景: 、组建背景: Establishment Establishment background background ?? 2 2、基本情况: 、基本情况: General introduction General introduction ?? 3 3、业务运作模式: 、业务运作模式: Operating patterns Operating patterns ??( (1 1)收购)收购 Acquisition Acquisition ??( (2 2)管理)管理 Management Management ??( (3 3)处置)处置 Disposal Disposal 一、金融资产管理公司与信用风险(续) 一、金融资产管理公司与信用风险(续) Asset management corporation and credit risk (Cont Asset management corporation and credit risk (Cont ’’ d) d) ??(二)信用风险(二)信用风险 Credit risk Credit risk ?? 1 1、信用风险的认识、信用风险的认识 Understand credit risk Understand credit risk ??( (1 1)风险承继)风险承继 risk inheritance risk inheritance ??( (2 2)二次风险防范)二次风险防范 T T he second risk prevention he second risk prevention ?? 2 2、风险防范与抵押品的管理、风险防范与抵押品的管理 Risk prev