公积金贷款买房的限制条件.ppt

? Copyright 2012 voguetech Corporation. All rights reserved 公积金贷款买房的限制条件 Evaluation only. Evaluation only. Created with Client Profile . Created with Client Profile . Copyright 2004-2011 Aspose Pty Ltd. Copyright 2004-2011 Aspose Pty Ltd. ? Copyright 2012 voguetech Corporation. All rights reserved 贷款担保知识相对于商业贷款来说,住房公积金买房还是便宜的,不是房价便宜, 而是在贷款购房当中比商业贷款的利率要低一些。下面小编就介绍一下公积金贷款买房的限制条件有哪些? / Evaluation only. Evaluation only. Created with Client Profile . Created with Client Profile . Copyright 2004-2011 Aspose Pty Ltd. Copyright 2004-2011 Aspose Pty Ltd. ? Copyright 2012 voguetech Corporation. All rights reserved 贷款担保知识一、公积金贷款买房有什么条件限制 1、借款申请人须建立住房公积金账户 12 个月(含)以上,同时,足额正常缴存住房公积金 12 个月(含)以上, (正常缴存包括按月连续缴存、预缴、补缴住房公积金),且申请贷款时处于缴存状态。对于经中心审批同意,处于,缓缴状态的单位,其职工在满足建立住房公积金账户 12 个月(含)以上,且,足额正常缴存住房公积金 12 个月(含)以上的条件下,可以申请贷款。/ Evaluation only. Evaluation only. Created with Client Profile . Created with Client Profile . Copyright 2004-2011 Aspose Pty Ltd. Copyright 2004-2011 Aspose Pty Ltd. ? Copyright 2012 voguetech Corporation. All rights reserved 贷款担保知识 2、借款申请人为在职期间缴存住房公积金的离退休职工。如果您满足以上条件之一,就符合“住房公积金贷款”的申请条件。购买政策性住房的借款申请人不受北京住房公积金缴存时限限制。借款申请人只需满足,建立住房公积金帐户,且处于缴存状态的条件,即可申请住房公积金贷款。/ Evaluation on