存款保险在促进农村金融发展中的作用.ppt

存款保险在促进农村金融发展中的作用
存款保险制度将促进农村金融机构的平等竞争，并有利于其市场化发展Deposit Insurance System was helpful to promote the fair competit
存款保险在促进农村金融发展中的作用
存款保险制度将促进农村金融机构的平等竞争，并有利于其市场化发展Deposit Insurance System was helpful to promote the fair competition among rural financial institutions and to their market-oriented developments
我国农村金融机构普遍规模偏小，资产质量较低，，单个农村商业银行资产约为360亿元，单个农村合作银行资产约为60亿元。
Chinese rural financial institutions were small- were not good at asset quality and making profits. In 2007, the average asset for the rural credit cooperatives amounted to billion RMB yuan. For rural commercial banks, the average asset amounted to 36 billion RMB yuan while for rural cooperative banks, the average asset amounted to 6 billion RMB yuan.
农村金融机构公司治理结构不尽合理，，农村金融市场竞争机制建设取得新突破。但农村中小金融机构仍然存在许多不足
The corporate governance system of rural financial institutions was flawed and the related reform had not finished. Despite of the achievements we have made in the shareholding reform of rural credit cooperatives and the progresses we have made in introducing a competitive mechanism in rural financial market, the middle and small si