单位协定存款.docx

单位协定存款
1
　　A:Xiao Li,what benefits can our corporation get from Corporate Agreement Savings?
ng will the contrast work?
　　B:The contract will hold for one year in maximum (including one year exactly). And it will be extended automatically if neither of the two parties suggests a termination or amendment prior to its expiration.
　　A:And what's the procedure for opening the account?
　　B:Before that,the corporation should first open a basic deposit account or a general deposit account ("settlement account" for short) for the accounting of normal economic activity.
　　A:How's that?
　　B:Settlement account is called A type account. And a B type account refers to the agreement deposit account automatically created in the a corporation already has a settlement account,our bank will take it as an A type account and transact its agreement deposit procedures.
　　A:Thank you for your information.
　　B:With pleasure.










　　A:小李，我公司如何在你们银行办理单位协定存款呢？
　　B:噢…，首先，你们公司要与我行签订单"单位协定存款合同"，然后我行为你在结算账户之上开立协定存款账户。
　　A:合同持续多久呢？
　　B:合同最长期限为一年〔含〕，到期任何一方如未提出终止或修改，那么自动延期。
　　A:那如何申办该账户呢？
　　B:在此之前，企业必需开立一个根本存款账户或一般存款账户〔简称"结算账户"〕，用于正常经济活动的会计核算。
　　A:这是怎么回事呢？
　　B:结算账户称为A户，同时电脑自动生成协定存款账户〔B户〕。如单位已有结算账户，那么将原有的结算账户作为A户，为其办理协定存款手续。