Discuss about the problems and countermeasures existing in the development of bourg bank in our country 【Abstract】:Since Chinese Banking Management mittee promulgated some opinions about adjustment and relaxing countryside area bank industry an admittance policy better supporting socialism new rural construction, and which relax the new pattern rural anization admittance standard, the new pattern rural anization——bourg bank had good development space .But because the beginning is late , our country’s bourg bank development still exist lots of questions, such as management development space limited , the high pressure in attracting storage, difficulty in raising funds and controlling risk and so on, which are hindering its development. Therefore, this e up with some countermeasures, such as the innovation of finance product and financial service, strengthening the self construction, establishing the practical and feasible risk control system and so forth to solve those problems existing in the development of our country’s bourg bank, so as to make it healthy and fast development. 【Keywords】: Bourg bank、Raise funds、Risk control、Financial service 目录 摘要…………………………………………………………………………………………01 目录…………………………………………………………………………………………02 引言………………………………………………………………………………………03 研究背景…………………………………………………………………………………03 研究的意义与目的…………………………………………………………………03 我国村镇银行的现状分析……………………………………………………………03 我国村镇银行发展历程及现状…………………………………………………………04 我国村镇银行的特点及优势…………………………………………………………05 影响我国村镇银行的发展因素……………………………………………………05 我国村镇银行发展中存在的问题…………………………………………………………07 业务发展的空间受到限制………………………………………………………………07 吸储的压力大、资金筹集难………………………………………………………………08 风险难以控制……………………………………………………………………………08 各种配套优惠政策尚不明确…………………………………
