P2P网络借贷研究中英文文献翻译.docx

外文献翻译原文及译文
文献出处:Jensen Fabian. The research of P2P online lending [J] Business Research, 2017, 9(3):31-41.
原文
The research of work Lending
Jensen Fabian
Abstract
Micro, small and medium enterprises is facing with financing difficulties, rural poor areas also lack of financial services, which has always been plagued policy makers of the two factors, also seriously restricted the economic development and hinder the two factors in the construction of a fair society. After the positive study of the relevant departments and academia, finally figured out "small pany" this kind of small financial institutions, in order to the anization e the rural development and small and medium-sized enterprises (SME).Practice has proved that this kind of form does have some effect on the solution of the problem, but panies "not deposit-taking" policy, and e a big obstacle to influence its development. This makes the tighter credit environment, capital requirements of small and medium-sized enterprises and the vulnerable groups are far from satisfied. At the same time, the abnormal social folk capital abundant, high
inflation, the stock market is tanking, strictly control the real estate market economy, these funds need find investment breakthrough, and so a new kind of folk lending model, work borrowing appeared.
Keywords: P2P lending, Microfinance, Private lending
1 Introduction
P2P lending (Peer - to - Peer lending) is an emerging in recent years the personal of personal credit model panies through the online platform set both a deal. Commitment to funding "connect" form of folk lending is emerging and increasingly prosperous. Is funding needs, while there is a desire to invest, panies have to do is by their structures, network platform for the idle private capital looking for matches. And panies provide essentially is a P2P (Peer to Peer or Person to Person, (individual financial information services for individuals) it is actually a kind of new flow of private capit