银行信贷管理学名词解释（Explanation of bank credit management）.doc

银行信贷管理学名词解释(Explanation of bank credit management)
The breakeven point analysis and breakeven analysis is a method of project uncertainty analysis, mainly for the number of sales of the product price, the cost of uncertain factors such as the change of profitability and the influence and degree of the project is to break the situation at the break even point on.
Factoring: also called factoring. Refers to mercial banks to buy the bills for the purchase of the borrower's accounts receivable, the service and provide financing in the collection before, such as credit analysis, collection of accounts receivable, accounting agency procedures, take account risk cases.
Guarantee: it is the act of the guarantor and the creditor who agrees that the debtor shall perform his or her obligations in accordance with the contract when the debtor fails to perform his obligations.
Export credit: a loan granted by a country in order to promote and expand exports of its products and to support and increase exports of its products by means of credit.
Export: refers to the bank according to customer requirements, and to authorize the negotiation according to the instructions of the issuing bank, to the full set of documents submitted in conformity with the terms of credit as collateral, net loans receivable will first pay the customer solutions, and then use the documents to the issuing bank to loan the financing behavior of cable.
The real name system of savings deposits: refers to the person opened a deposit account in the bank for savings deposits, they shall show their legal identity certificates, identity cards on the names of the bank in accordance with the provisions of the check and registration ID name and number, to determine a system of ownership of depositors account on deposit.
Packing loan: refers to the bank according to the requirements of customers, foreign banks will open to the customer as the beneficiary of the original credit to the retained, issued for under