财务管理毕业论文-诸暨市中小企业财务风险管理研究.doc

浙江万里学院商学院毕业论文
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诸暨市中小企业财务风险管理研究
财务管理专业,2008级4班
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摘要
财务风险管理是一种有计划、有组织地控制企业财务或资金活动的行为,其目的在于使企业因各种财务风险所导致的不良影响降至最低,确保企业能顺利实现其既定目标,并保持其发展能力。由于中小企业规模小、竞争力弱等特性使得中小企业在财务风险管理方面存在很多的问题,使得财务风险变得难以预见和改变,从而对企业生产经营产生重大影响。所以加强中小企业的财务风险管理,建立企业财务风险识辨系统和完善有效的财务风险管理机制,以进一步防范企业的财务风险、降低企业的财务风险、提高企业效益, 具有十分重要的意义。
本文以诸暨市中小企业为研究对象,在诸暨市抽取60家中小企业进行问卷调查。通过整理结合描述统计的方法,探寻诸暨市中小企业财务风险管理的特点和不足,并从这两方面提出完善诸暨市中小企业财务风险管理的相应对策。
关键词:中小企业;财务风险;风险管理
Abstract
Financial risk management is a planned, organized to control the behavior of corporate finance or financial activities, which aims to minimize the adverse effects caused by a variety of financial risks to ensure that panies can essfully achieve its stated objectives, andto maintain its development capacity. As SMEs small scale, petitiveness and other characteristics of the small and medium enterprises in the financial risk management has many problems, make the financial risk es difficult to foresee and change, to the enterprise production manages generation major effect. So the strengthening of the financial risk management of SMEs, the establishment of identifiable system of corporate financial risk and improve the effective financial risk management mechanism to further guard against financial risk, reduce financial risk and improve enterprise efficiency, has great significance.
This article takes the Zhuji small and medium-sized enterprises as the research object, in the city of Zhuji from 60 mall and medium enterprises conducted a questionnaire survey. Sorting through bination of descriptive statistics method, to explore the Zhuji small and medium-sized enterprise financial risk management characteristics and ings, and from these two respects put forward to perfect Zhuji City medium-sized and small enterprises financial risk man