金融学专业毕业论文--我国新农村建设中金融支持研究.doc

摘要
目前,我国新农村建设中金融支持主要依靠金融机构,金融机构贷款投放稳步增长,信贷支农力度加大且手段增多,另外农村民间借贷规模大且活跃。但是,还存在金融机构资金供给不足,农村资金外流导致信贷支农与农业的贡献不对称,民间借贷缺乏规范从而加剧金融风险等方面的问题。因此,需要加大对金融支持的扶持力度,引导农村资金回流,规范和引导民间金融。为此,本文在了解我国农村金融支持现状的基础上,从新农村建设中金融支持存在的问题入手,就金融支持不足的原因做出分析,并就如何改善金融支持提出建议,以期对金融支持新农村建设的未来发展有所帮助。

关键词:新农村建设,金融支持,金融机构
ABSTRACT
At present, the financial support of China’s new rural area construction heavily depends on financial institutions. The input of loans from financial institutes has been steadily increasing, while the scale of private crediting support has been enlarged with different means and the varieties of loan. However, problems from different aspects still exist, like insufficient capital of financial institutes for loan business; the outflow of capital from rural areas due to the revenue from agricultural output failed pensate the loans lent for agricultural development; the risk of enhancing financial crisis due to the lack of instructions and a monitoring system for private anizations. As a result, government policies have to be implemented in order to strengthen financial institutes, control and encourage the inflow of capital to rural areas, standardize and guide the private finance. Therefore, this article will start with the existing problems of financial support of China’s new countryside construction, based on the understanding of current situation of the financial support in rural areas in China. The article will also analyze the reasons behind the lack of support to financial institutes, suggesting solutions to refine financial support, in order to help the future development of the financial supported new rural area construction.
Key words: The new rural area construction, Financial support, Financial institutions
目录
摘要………………………………………………………………………………………Ⅰ
Abstract…………………………………………………………………………………Ⅱ
引言………………………………………………………………………………………1
一、新农村建设中金融支持的现状………………………………………………………1
(一)金融机构贷款投放稳步增长…………………………………………………1
(二)信贷支农力度加大且手段增多………………………………………………2(三)民间借贷规模大且活跃………………………………