车险理赔特殊案件处理.doc

沈阳理工大学应用技术学院
毕业设计(论文)
车险理赔特殊案件处理

专业:汽车服务工程
答辩日期:2014年4月
2014年6月
摘要
在日常生活中,当人们遇到突发事件时会造成人身伤亡及财产损失等不良后果。预防和控制显然是有限的,于是人们想到了经济补偿,而保险业作为一种有效的经济补偿措施走进了人们生活。因此,没有自然灾害和突发事故就不会产生保险,并且人类社会越发展,创造的财富越集中,遇到自然灾害和意外事故所造成的损失程度也就越大,就越需要通过保险的有效方式来提供经济补偿。那么在汽车行业里,为了使车主在交通事故中得到保障,也导致出现了汽车保险。当发生交通事故时,车主向承担公司进行报案,以确定事故的真实性及此次交通事故属保险责任之内,就可以得到相应的赔偿,这样可以保障交通事故中车主的权益。文章论述了汽车保险的常识、汽车保险的分类、汽车理赔工作的程序及基本流程,还有一些车险理赔特殊的案件及其处理方法。
关键词:汽车保险;汽车理赔;特殊案件处理
Abstract
Cause personal injuries and property losses and other adverse consequences in everyday life, when people are faced with an emergency. Prevention and control is clearly limited, so people think of pensation, the insurance industry as an effective pensation measures into the people's lives. Therefore, there is no natural disasters and unexpected incidents will not produce insurance, and human society is more developed, the higher the concentration of wealth creation, encountered greater the extent of the damage caused by natural disasters and accidents, the greater the need for insurance effective way to provide pensation. Years in the automotive industry, in order to give car owners to be protected in a road accident, the car insurance. When an accident happens, the owner of the vehicle to bear pany reported, to determine the authenticity of the accident and the traffic is insurance liability, you can get the pensation, which can protect the interests of owners in a traffic accident. The article discusses the meaning of the auto insurance, classification of auto insurance, auto claims work procedures and processes, as well as some special auto insurance claims cases and their treatment.
Key words:Car insurance; automotive claims; special case handling
目录
第1章汽车保险

汽车保险的分类
汽车保险的作用
第2章汽车事故的理赔



第3章 车辆损失险案例
第4章第三方责任险案例
第5章机动车交通事故责任强制保险案例
第6章附加险的案例
第7章机动车辆保险欺诈案例
致谢
参考文献
第1章汽车保险

根据《中华人民共和国保险法》所称保险是指投保人根据合同的约定,向保险人支付保险费,保险人对于合同约定的有可能发生的事故所造成的财产损失承担赔偿