退休金政策的考虑教学提纲.pptChristineFANGChiefExecutive,HKCSS1February2007PensionPolicyConcerns 退休金政策的考慮TwoMainFocusSummaryofPresentationattheSeniorOfficialsMeetingPensionReforms&PensionDesigninAgeingSocietiesLongitudinalStudyonAgeingforPolicyMakingTheDanishLongitudinalFutureStudy(DLFS)SurveyofHealth,Ageing&RetirementinEurope(SHARE)PensionReformin AgeingSocietiesExperience&LessonsSocialPensionsWho’sgoingtopayWorkingLongerExperience&LessonsFailureofpensionsystemsresultedfromover-promisingmanifestunfairnesslowcoveragecontinuinghighratesofpovertyamongtheelderlyhindermarketmobilityconflictbetweengenerationsExperience&LessonsPensionreformobjectivesshouldincludeAdequacyEquityTransparencyAffordabilitysustainabilitySocialPensionsNon-contributivepensionstoreducepovertyofolderandvulnerablepeopleChallengesandopportunitiesofsocialpensionImpactonpovertyContributiontosocialprotectionUniversalvsMeans-testedpensionWho’sGoingtoPayInanypensionreform,thereare3criticalelementsInlinewiththeincreasesoflifeexpectancyAlongwiththelabourmarketreformAchievebothfinancialandsocialsustainabilityWho’sGoingtoPayPensionreformsinvolvechangesinthesocialcontract–socialsolidarityandsharingofriskamonggovernment,employers,,-dependentperspectivesforextendingworkinglifePublicpolicyAttitudes&expectationEmployerpractice
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