央行下调存款准备金率.pptx

The central bank cut the deposit reserve ratio
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Part 1. Introduction
Part 2. Reasons
Part 4. conclusion
Part 5. reference
Part 3. Impact
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People's Bank of China announced late on February 18 announced that the RMB deposit reserve ratio by percentage points from February 24, 2012, down deposit-taking financial institutions. The adjustment, the large financial institutions deposit reserve ratio will fall to 21% of small and medium-sized financial institutions deposit reserve ratio will fall to %. According to the total calculation of the end of October, China's financial RMB deposit balance was trillion Yuan, the central bank will be a one-time release of nearly 400 billion Yuan of funds.
NEWS
Introduction
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What’s the meaning of deposit reserve & the deposit reseve ratio?
Introduction
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The Deposit reserve：Also known as the statutory reserve or storage reserve,  is prepared by the financial institutions in order to ensure the needs of customers withdraw their deposits and liquidation of funds at the central bank deposits.
The deposit reserve ratio：The Deposit reserve Proportion of its total deposits which the central bank required.
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This is The Deposit reserve
I’am a depositor.
I’am a creditor.
I like money!!
bank
Deposit reserve ratio changes have a strong impact not only on the money supply and money supply, can also indirectly affect the level of interest rates, but it does not affect the interest rate structure, easily lead to economic fluctuations.
Impact
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Principle
derived
deposits
secondary derived depositsd
Tertiary
derived deposits
……………………………….
deposits
According to this relationship, the central bank to raise or lower the required reserve ratio will increase or reduce the central bank's statutory reserve supply capacity of financial institutions, credit funds, which effectively control