《保险法》.pdf

Insurance Law of the People's Republic
of China
October 28, 2002

(Adopted at the 14th meeting of the Standing Committee of the Eighth National
People's Congress on June 30, 1995, Amended in accordance with the Decision on
Modifying the Insurance Law of the People's Republic of China adopted at the 30th
Meeting of the Standing Committee of the Ninth People's Congress)
Content
Chapter I General Provisions
Chapter II Insurance Contract
Section 1 General Provisions
Section 2 Property Insurance Contract
Section 3 Life Insurance Contract
Chapter III Insurance Company
Chapter IV Insurance Operational Rules
Chapter V Supervision and Administration of the Insurance Business
Chapter VI Insurance Agents and Insurance Brokers
Chapter VII Legal Liability
Chapter VIII Supplementary Provisions
Chapter I General Provisions
Article 1 This law has been formulated with a view to standardizing the insurance
activities, protecting the legitimate rights and interests of parties to
insurance activities, strengthening the supervision and administration of the
insurance business and promoting its healthy development.
Article 2 Insurance used in this law refers to the act of payment of premiums by
the insurants to insurers and the responsibility of the insurers to give
indemnity to the insurants in case of losses to property of the insurants caused
by a specific contingency or perils of death, injury, sickness of the insured
upon the stipulated age according to terms as set in the contracts.
Article 3 All insurance activities within the territory of the People's Republic
of China shall be governed by this law.
Article 4 Insurance activities shall be subject