即期付款信用证流程.doc

即期付款信用证一、即期付款信用证 Letter of credit at sight ①定义: 即期信用证( Sight Credit )是指受益人根据信用证的规定,可凭即期跟单汇票或仅凭单据收取货款的信用证。其特点是受益人收汇安全迅速。 L/c atsight isrefers tothe beneficiary according tothe provisions ofthe l/c, but byour documentary draft atsight oragainst documents only according tothe payment ofthe l/c. Characterized bythe beneficiary inthe security quickly ②此信用证一般不需要汇票,也不需要领款收据,付款行或开证行只凭货运单据付款。证中一般列有“当受益人提交规定单据时,即行付款”的保证文句。 L/c atsight isgenerally donot need draft ,also donot need todraw money receipt, payment orpayment bythe issuing bank only against shipping documents. Inthe column "when the beneficiary tosubmit documents required, namely payment" the guarantee ofthe clause. ③即期付款信用证的付款行通常由指定通知行兼任。其到期日,一般也是以受益人向付款行交单要求付款的日期。 L/c atsight payment line usually bythe advising bank asspecified. Its maturity date, generally isbythe beneficiary tothe paying bank for payment date. 二、即期付款信用证的特点: 1、交单方便,如单据出现差错,受益人可就近与付款行洽商解决 the presentation isconvenient,if the document appear mistake, the beneficiary can with payment tothe nearest business solution. 2、因受益人交单可节省寄单邮程, 故可较快收款, 也是受益人免除了单据在寄送途中遗失的风险。 because ofthe beneficiary presentation can save sent atransit, itcan rapidly gathering, isalso the beneficiary documents inshipping onthe way from the risk ofloss. 3、付款行付款后, 不得对受益人追索, 因此受益人可大胆使用资金, 无后顾之忧。 After the paying bank for payment, and may not berecourse tothe beneficiary, therefore the benefici