IwillgivesomesuggestthatRobertandIonahistoryofcontributiontoNationalInsuranceScheme.
ContributionsofNationalInsurance(Nheplanandthefirmcontributes10percent.
Thereisnoguaranteedbenefitlevelatretirement
Theemployeeabsorbsalltherisk
Theemployer'sliabilityendsafterthemoneyiscontributedintothefund.
Theplanisportable.
Investmentreturnonthosecontributions
ContributionspaidintotheschemeCostofpurchasinganannuityatretirementAbouttheFSAVC:
OpentoallactivemembersofUKoccupationalpensionscheme.
Upto15%ofsalary,subjecttoearningscapfor89membersmadetotheemployer'sschemeasacooditbfmembershipandanyA^Cs.
.
Employeeisfreetochoosefromtherangeofinvestmentfundsavailablefromtheprovider.
Retirementbeforeage50isallowed:thoseincertainoccupationssubjecttoRevenueapproval.
IfschemehasadoptedA/Cflexibilityrulesbenefitscanbetakebeforeafterthemainschemebenefitscomeintopayment.
Ifbenefitsaretakenbeforemainschemebenefitsthishastobebyincomedrawdown.
Ifschemehasnotadoptedflexibilityrules,FSAVCbenefitsmustbetakenatthesametimeasmainschemebenefits.
.
Takingi
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