我国农业保险现状、问题及对策思考.pdf

Abstract Agriculture,the fundamental industry ofthe national economy,is afrail industry full ofrisksduring dailyoperation and farmers’daily a great country ofagriculture,China isalso one of the countries thatsufferthe most serious natural disasters inthe disasters not only bring enormous economic losses to alarge number offarmers,but alsoprevent alot of investors and farmers being engaged in large—scale plantation and aquaculture frOm enlarging theirproduction and weak agriculture ofChina isbadly inneed oftheagricultural insurance as an escort. The history of our country’s agricultural insurance could be traced back tothebeginning ofChina’ acertain scale inthe 50’sof the20伯century,our agricultural insurance,however,lost itssurvival space step bystepalong withtheunlimited expansion oftheplanned economy later. After the reforming and opening—up,China’s agricultural insurance saw a recovery and further the decade from 982 to recorded a rising trend ,it has developed slowly and shrunk constantly since thebeginning ofthe90’softhe20”1century. Studying ofthe developing process ofChina’s agricultural insurance during thepast 20years shows thatproblems infouraspects as followed are ofall,perfect laws and regulations supporting second,China’s agricultural insurance ismaintained at alow third, theoperating main body finally,the government failstoprovide enough support for theagricultural insurance. Tosolve the above-mentioned problems,the government should issue special Agricu/tural Laws as soon as cooperation between panies and thegovernment should beenhanced; and co—laboring,low-cost and high—efficiency anizations and management systems should beestablished,and thegovernment suppod should bestrengthened. kind ofagricultural insurance not only adapts t