我国养老保险制度改革探析.pdf

内容摘要西方市场经济国家建立养老保险制度已有100多年的历史,尽管制度比较健全,但政府包袱越来越重,因此也面临改革的问题。我国从20世纪80年代开始养老保险制度改革,经过近20年的努力,己初步建立了养老保险制度的基本框架。但受各种条件制约,我国养老制度及其运行仍存在诸多深层次矛盾,亟待进一步改革和完善。本文就是作者在导师指导下,以马克思主义经济原理为依据,运用辩证唯物主义和历史唯物主义的基本分析方法,通过对国外养老保险制度的比较, 就进一步改革和完善养老保险制度的途径和对策建议做一些探讨。本文围绕当前养老保险制度改革的热点和难点问题进行分析和论述,以期就这些问题提自己的思路和看法,对推动当前养老保险制度改革给予~定的参考。时代在发展,我个人看法与建议只是一孔之见,希望能得到各位专家和同仁的指正。本文共分三部分,对我国养老保险制度改革进行了初步探析。第一部分是我国养老保险制度改革现状分析。在对改革取得的成果进行系统地归纳分丰斤,梳理出现行制度及其在运行中存在的主要问题。第二二部分是养老保险制度改革的趋势。对国际养老保险模式和养老保险改革的国际趋势进行了比较分析。第三部分我国养老保险改革的思路和措施。提出总结经验教训,树立可持续发展的指导思想,在现有制度框架下采取多层次和多元化的改革策略:针对现行制度存在的问题在制度完善、基金管理、健全法制、保障服务等方面提进行了系统探讨。关键词:养老保险;制度;改革:探析 ABSTRACT The endowment insurance system(ElS)has been rounded in westerndeveloped countries formore than100years,though thesystem prehensive,the government have toface the reforming problem because the burden of government es heavier and heavier The reforming ofEIS inChina began in1980s,after about 20years’efforts,the basic structure ofEIS hasbeen primarily founded There are stillmany deep—level contradictions inEIS andperforming ofit,so the EIS inChina isdesiderated tobereformed article isunder the instructionoftutor,by theeconomic principle ofMarxism and basicanalysis method ofdialectical and historicalmaterialism,through pare ofdomestic andforeign EIS,to elucidate the methods andstrategy of how torearm andconsummate theEIS inChina The article willanalyse anddiscussthehotandkeypoints of EISreform,and 1hope it willgive certainreference tothe promption ofEISreform And Ihope itwillgive certainreference tothepromptiou ofEISreform The times isprocessing,the pemonal opinion and suggestion isunavoidable,so Isincerelyhope that it carlbeinstructed andcorrected by every experts madcolleagues. The posed of3pans 1The analysis of current situationof Chinese EIS reforming By inducing andanalysis of essfulreform,detecting the main problems intheperforming ofcurrent EIS 2The tendency of paring theintertional model ofEIS and intertional tendency ofEISreform 3The