民间金融法律规制问题分析.docx

Research on Informal Financial Legal Regulations
ABSTRACT
Informal finance has a long history and diverse one hand, informal finance had some effect pensating for the formal finance, alleviating funds, and promoting economic development. But on the other hand, beyond the state’s financial regulatory system, informal finance easily increases the financial risk and disturbs the normal financial order, as well as weakens the effects of national macro-control ary. With the in-depth study of informal finance, national financial regulators transformed the attitude from resolute strike into somewhat agreement, and through the acquiescence of relevant policy, a series of new informal financial forms were developed, such as the town banks, and the panies, etc. Although the adjustment on informal finance in Chinese policy meet the needs of economic development, from legal aspect, clear understanding and systematic regulation of informal financial research are very necessary.
According to this problem, I hold that our country should have an entirely legal regulation for various forms of informal finance. This article systematically prehensively expounds the practice of informal financial regulation from the Angle of economic law, tries to put forward the basic path to solve this problem, and establish a relatively perfect institutional framework.
The whole article is divided into four chapters. The first chapter defines what the basic informal financial theory is. First, through sorting out the views of informal financial connotation from the domestic and overseas scholars, the article defines what informal finance is in law and obtains its general characteristics on the basis of summary and analysis; Secondly, six kinds of typical folk anization forms are introduced to make a legal foundation for the arrangement of the regulation system; Third, according to the domestic and foreign majority view, combined with
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the actual situation in our country, makes an a